About us
We started this because too many good businesses hear no
Go To Equipment Finance is an independent equipment finance broker in Jacksonville, Florida, working with owners and dealers across the country.
Meet Ellie, our founder
Ellie brings over 25 years of experience in lending, sales, and business ownership. That includes years as a mortgage loan officer at Wells Fargo, earning the Top Rookie Award and holding a 99% pull-through rate, and later as broker-owner of an independent mortgage origination company.
Two things came out of that career: knowing how to structure a deal so it actually gets approved, and knowing how to build real relationships with lenders. Ellie has applied both directly to Go To Equipment Finance, building a lender panel that spans startup financing through the strongest credit tiers, so there’s rarely a business he can’t find a real path forward for.
Being a business owner matters here too. When you call, you’re talking to someone who has made payroll, signed for equipment, and sweated a slow month.
Why we exist
Traditional lenders are built to say no. Two years in business, a clean credit score, strong financials — miss one box and the file gets declined without a conversation. That leaves out a huge share of the businesses actually driving the economy.
We focus on the owners who get told no everywhere else: startups, newer businesses, credit-challenged owners, and minority, women, and veteran-owned operations. Not as a marketing line — it’s who calls us, and it’s who we built our lender panel to serve.
Because we’re a broker, not a bank, we’re not stuck with one credit box. We shop a full panel of lenders and place deals from strong A-paper credit all the way down through startup and credit-challenged programs. If one lender passes, we go to the next one — until we find the yes.
How we work with you
- We’re on your side of the table. Our job is to present your business the way a lender needs to see it.
- We tell you the truth. If the deal doesn’t work today, we’ll tell you what to fix so it works in 90 days.
- We stay reachable. Call, text, or email a real person, not a ticket queue.
Ready when you are — start your application or read through how the process works.

Our promise
A straight answer, a real advocate, and a financing structure that fits your cash flow — not just whatever the first lender offered.
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